Insurance & Billing

We accept PPO - Out of network insurances. contact our office to verify acceptance of your plan. Spreckels Park Dental does NOT participate in Health Management Organizations (HMO)(Medi-cal/Medicare); however, we will be happy to file your insurance claims for you. 

Payment Options 

We accept checks, cash or debit cards. We also offer flexible payment plans.

Financing Options


We currently offer 2 different financing options to select from such as Sunbit and CareCredit. We encourage you to apply prior to your appointment. Should you need assistance or further questions, please give us a call.

Sunbit offers a next-generation, no-fee credit card that can be managed through a powerful mobile app, as well as a point-of-sale lending option available at over 18,000 service locations. For more information, visit

CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.

With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.

Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit

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Our Location

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9:30 am-6:30 pm


9:00 am-5:00 pm


9:30 am-6:30 pm


9:30 am-6:30 pm


9:30 am-6:30 pm