Insurance & Billing
We accept PPO - Out of network insurances. contact our office to verify acceptance of your plan. Spreckels Park Dental does NOT participate in Health Management Organizations (HMO)(Medi-cal/Medicare); however, we will be happy to file your insurance claims for you.

Payment & Financing Options
We offer flexible payment methods and financing solutions to make your dental care accessible and affordable.
Payment Options
We accept checks, cash or debit cards. We also offer flexible payment plans.
Financing Options
We currently offer 2 different financing options to select from such as Sunbit and CareCredit. We encourage you to apply prior to your appointment. Should you need assistance or further questions, please give us a call.
Sunbit
Sunbit offers a next-generation, no-fee credit card that can be managed through a powerful mobile app, as well as a point-of-sale lending option available at over 18,000 service locations.
Learn more at sunbit.com →CareCredit is here to help you pay for treatments and procedures your insurance doesn't cover. We offer No Interest* financing or low minimum monthly payment options.
Apply at carecredit.com →More About CareCredit
With three simple steps, including an instant approval process, it's easy to apply for CareCredit. After you're approved, you're free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.
Now you don't have to worry about saving up for the procedures you want and need. With CareCredit, the decision's in your hands to get what you want, when you want it.
Need Help Understanding Your Options?
Our team is here to help you understand your payment and financing options. Contact us today for personalized assistance.
Contact Our Office